\ Commercial Construction Financing at Ocean Pacific Capital


 

Industry Types



Program Types


Working Capital Lines of Credit


We specialize in providing large working capital lines of credit to established businesses across various industries, including real estate, energy, transportation, healthcare, media and communications, technology, and more.

A working capital line of credit provides businesses with flexibility by setting a maximum amount of funds available from the bank, which can be drawn upon as needed for ongoing operational expenses or other cash requirements.

Key features of our working capital lines of credit include:

  • Available for renewable periods typically ranging from 90 days to several years, with annual reviews for extended periods.
  • Maximum loan amounts vary based on business needs and financial standing.
  • Interest rates are typically floating, and you pay interest only on the outstanding balance.
  • Common uses include funding daily operations, purchasing inventory, and managing periodic or cyclical business fluctuations.
  • Collateral often includes accounts receivable or inventory, providing security for the line of credit.

We focus on serving companies requiring financing amounts ranging from $700,000 up to $800,000,000. To discuss how Ocean Pacific Capital can tailor a working capital line of credit to support your business's operational and growth needs, please contact us at 1-800-595-1474. Our experienced team is ready to provide customized financial solutions that help optimize your business's cash flow and stability.

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